Want it? Have it! Easy! Apply Online Now!
4 Easy Steps:
- Select the vehicle you want
- Fill out our online application form
- Get a decision from us
- You could drive your car away the same day
The online application shouldn't take more than a minute or so to complete. Safe and Secure. We have the facility to arrange finance for nearly everyone, even if you have had problems in the past. We can normally arrange finance for you within the hour, Yes - within the hour.
If you want to apply online, then click here and we can arrange credit for before you even visit. The information that you supply to us will be used solely for your finance application. We can arrange finance in most cases subject to status and take your old vehicle as part exchange. There is no charge for this service.
You can with our low cost motor finance:
- Affordable - black horse offers affordable rates and regular payments to suit your budget. Finance any amount from £1,500 upwards and spread your payments over 1 - 5 years.
- Quick - a decision on your finance while you wait in the dealership.
- Easy - no forms to fill in and we won't ask you for details of your salary or monthly expenditure
- Flexible - we offer a range of financial products to suit your needs - including Buy Now, Pay Later and 50/50 schemes.
- Backing of a national financial institution, black horse is part of Lloyds TSB group. You know you are borrowing from a finance provider you can trust.
Credit is available only to persons aged 18 years or over, subject to status. Indemnities may be required.
Why choose an Approved Black Horse Dealer?
- Peace of mind - Approved Dealers are dedicated to providing you with the highest level of customer satisfaction
- Fast quotes - 'State of the art' systems allow us to provide you with a quote in around a minute.
- A name you can trust - Black horse has built an enviable reputation through Approved Dealers as a company you can trust.
- Keeping it simple - No need to fill out forms - hassle free.
What Funding Should I use?
Hire Purchase
- This is the most popular way to buy a car and works in a similar way to a personal loan.
- choose what deposit you want to pay
- choose any loan term between 12 and 60 months
- your repayments are fixed and equal for the entire loan term
- change your car when ever you want
Black Horse finance will pay the agreed loan amount directly to SandR Motors. You then pay the agreed number of instalments which are fixed and equal through out the loan term, you take ownership of the car once you have made your final instalment.
You can change your car at any point by contacting black horse finance who will issue you with the outstanding balance. Black horse finance will also give a rebate on the outstanding interest on the loan.
PCP (Personal Contract Purchase)
This type of purchase is designed to give greater flexibility by giving you more options at the end of the contract.
Simply choose your car and deposit you want to pay, how many years you want the contract to run and you expected annual mileage. From this information we can calculate your monthly payment and the future value of the car which is then guaranteed. This is known as the (GFV) guaranteed future value.
At the end of the contract you options are:
- Hand it back - simply hand the keys over and walk away with no future responsibilities
- Take ownership - by paying the GFV to the loan provider you will then take ownership of the car
- Choose a new car or van - part exchange your car to SandR Motors and choose a new one
Refused Credit for a Car? We Can Help!
At S & R Motor Group, we believe everyone should be able to get the car finance they need to own a reliable car they can be proud of. We have over 250 vehicles in stock at any one time, and supply all popular makes and models including Ford, Vauxhall, Renault, Peugeot and Rover.
We pride ourselves on giving you a competitive rate even if you've been refused finance elsewhere, and also the chance to rebuild your credit rating. So, if you're having trouble getting approved car finance, get in touch with us. We have a car waiting for you to drive away in!
